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Here's what you need to submit to COID so the Commissioner can determine your employee's disability percentage

by , 26 September 2014
If your employee has an injury he'll never recover from, it's a permanent disability. COID will pay your employee compensation for this. But the way the Commissioner will give him compensation depends on his disability percentage.

The percentage represents the seriousness of the disability and the extent to which it affects his life.

The Compensation Commissioner, with a panel of doctors, will determine your employee's disability percentage.

Here's what you need to submit for him to do this...

 

Submit these documents so the Commissioner can determine your employee's disability percentage

 
Document 1: Your employee's doctor's medical report
 
When you submit your employee's doctor's report (W.CL.4) it must clearly indicate the extent of his disability and the effect it will have on his life. 
 
The doctor will give an indication of your employee's disability percentage but the final decision on this comes down to the Commissioner.
 
Document 2: A detailed accident report
 
You must, as always, submit an accident report that clearly explains how your employee's disability happened.
 
This is important to prove that his accident and disability were because of his job.
 
Document 3: A report from a specialist 
 
If your employee's disability is hearing or eye sight loss, then you should get a report from a specialist. This will help determine whether your employee will ever recover from his disability, such as regaining his eye sight.
 
Here's how these documents will help the Commissioner make his decision.
 
*********** Hot off the press  ************
 
COID rejects 80% of all claims! Will it reject yours?
 
 
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These documents will help the Commissioner make his decision in the following way

 
The document will give the Commissioner clear details about your employee's injury. With the help of a panel of doctors he can evaluate this information and decide how serious it is.
 
Without these documents his decision would be more like a guess, so submit all of them to the Commissioner. 
 

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