If your employee has an accident in one of these three places, COID will consider it an IOD
When it comes to claiming compensation from COID, you need to remember one important thing. Is it an injury on duty (IOD)?
If it is, your employee's entitled to compensation. If not, COID won't give him a cent.
To determine if your employee's injury's an IOD, ask yourself:
- Was my employee on my property? And
- Was he acting in terms of his employment?
If you answer 'yes' to both of these questions, it's an IOD.
Here are three places COID will consider 'your property' and, therefore, see your employee's injury as an IOD...
These three places are your company premises in the eyes of COID
1. Your workplace
The first is the most obvious. If your employee has an injury while in your workplace (and he's acting in terms of his employment), then it's definitely an IOD.
2. A company vehicle
If you provide your employee with a car, whether he drives it or someone else does, then he's on company property. This means if he has an accident while in this company vehicle, it counts as an accident on duty.
3. Any space or venue your pay for, for the exclusive use of your company
If you pay for a space, such as a storage space you rent, and your employee has an accident there, it's an IOD. Because you pay for that space so no one else can use it, it counts as your property.
Here's how to prove these places count as your property.
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You must prove these spaces are your property so your employee can get injury compensation
To prove your company owns or pays for these places, keep all the records, such as:
- Your lease agreement or deed to prove the premise is your property.
- Your ownership documents for the car to prove you own it.
- Your lease agreement or booking document to prove you paid for the exclusive use of a space.
Doing this will ensure your employee gets compensation if he has an accident in any of these places.
PS: We strongly recommend you check out the COID Compliance Guide
. It has everything you need to fully comply with the COID Act.
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