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Three injuries COID considers a permanent disability

by , 25 September 2014
If your employee suffers a work-related injury, he can get injury compensation from COID. But the way COID will give him compensation for a normal injury is different from compensation for a permanent disability

Because of this, you need to know when your employee's injury counts as a permanent disability.

To help you with this, we're revealing three injuries COID will consider as permanent disabilities.

Read on to discover what they are...

 

COID considers these three injuries as permanent disabilities

 
First, you need to know the definition of a permanent disability according to COID. 'It believes permanent disability is an injury your employee will never fully recovers from'. So whether it can completely prevent him from working or it just inconveniences him, he'll never get over it, then it applies. 
 
That's still quite broad, so here are three examples of injuries COID will consider as permanent disabilities.
 
 
This can be from excessive noise exposure or head trauma. It may affect one or both ears (50% disability). You need to get a report from an ENT specialist to prove the cause of the hearing loss was work-related. 
 
*********** Hot off the press  ************
 
 
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Loss of eyesight
 
This can be from any number of things such as trauma to the eyes from a physical blow or exposure to certain chemicals. It can be loss of sight in one eye (30% disability) or total loss of sight (100% disability). You need to get a report from an optometrist for this. 
 
Loss of limbs (100% disability)
 
This doesn't just mean your employee's limbs (arms or legs) are gone, but that he can't use them. So if he becomes a cripple because of a workplace accident it counts as a loss of limb.
 
The percentage of the disability will affect how compensation COID will give your employee. 
 
Ensure your employee gets the right disability compensation from COID for any of these types of injuries.


PS: We strongly recommend you check out the COID Compliance Guide. It has everything you need to fully comply with the COID Act.


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