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Will COID pay for John's injury after he tried to act like Spiderman at your office Halloween party?

by , 31 October 2014
You're throwing an office Halloween party and all your employees are drinking and having a good time. That's until John, who's had a few too many drinks, decides he's going to do his Spiderman costume justice.

In an attempt at climbing the wall, John runs and jumps at it. He manages to break his arm in the process.

Now John can't work and you're wondering if COID will pay for his injury.

Read on the find out...

 

Here's what COID will think of John's injury

 
When John had his accident he was on company property and, since he was at an office event, he was acting in terms of his employment.
 
These are the two requirements COID has for injuries on duty. But this still doesn't mean it will pay John compensation.
 
In fact, it won't! And all because John caused his own injury.
 
COID won't pay for John's injury because he:
 
A) Was under the influence of alcohol; and 
B) Behaved in a way that caused his accident.
 
This means John has to pay for all his medical bills despite the incident happening while he was 'on duty'.
 
To ensure none of your other employees land up in this situation, remind them of these two important rules.
 
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Two important rules you must remind your employees of when it comes to COID

 
1. If they have a accident when they're drunk, COID will see it as their fault; and
2. If they cause an accident because of stupid or reckless behavior, it's also their fault.
 
If they do either of these things, they won't be able to get any compensation for their injuries.
 
So before you celebrate Halloween in your company, ensure your employees know not to act inappropriately.
 
Check out the COID Compliance Guide for more on complying with COID. 
 


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