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  • Four permanent disabilities COID will pay out a lump sum for
  • If your employee has a permanent disability because of his work, he can get compensation. When you claim disability compensation for your employee, the Compensation Commissioner will evaluate the disability and give it a percentage. If he gives the disability a percentage of 30 or lower, your employee will get a once off lump sum payment. This means the injury isn't very serious and will in... ››› more
  • [29 September 2014]
  • If your employee loses his eye sight because of his job, will COID pay him compensation?
  • COID gives employees compensation to cover any injuries or diseases they get as a result of their jobs. This is to help them cover any medical expenses or money they lose if they can't work. So what does COID do if your employee loses his sight because of his job? This is an injury that'll affect every aspect of his life, especially his ability to work. The good news is COID will help your e... ››› more
  • [26 September 2014]
  • Three injuries COID considers a permanent disability
  • If your employee suffers a work-related injury, he can get injury compensation from COID. But the way COID will give him compensation for a normal injury is different from compensation for a permanent disability Because of this, you need to know when your employee's injury counts as a permanent disability. To help you with this, we're revealing three injuries COID will consider as permanent ... ››› more
  • [25 September 2014]
  • Will COID pay if the construction site outside my office makes Paul sick?
  • Paul sits by the window in your office. Normally he loves his view but in the last three months, someone bought the plot next door and started building a shopping centre. Now, instead of breathing lovely fresh air he's breathing in dust and cement particles. This has given him a serious chest infection and his doctor says he needs to take at least two weeks off and go on serious medication to f... ››› more
  • [23 September 2014]
  • Nandi ruined her chance of compensation when she broke her arm at work. Here's why...
  • Nandi and June left work but Nandi was in a silly mood. She decided she wanted to try to beat June to the lift just for fun. As they both walked out the door Nandi dashed past June. But then Nandi's grand plan went wrong as she slipped on the tiles and landed on her arm which broke. Sadly, because her behaviour at the time wasn't appropriate work behaviour, COID won't pay her any compensat... ››› more
  • [16 September 2014]
  • 18 Pieces of information COID expects to see in your accident report
  • If your employee has an accident at work, you need to investigate why. Then you have to complete an accident report. This document is the first step in the COID claiming process. The Compensation Commissioner will use this report to determine whether or not he'll pay the claim. To help your employee get compensation, you need to make this report as detailed as possible. So when you complete ... ››› more
  • [15 September 2014]
  • Everything a business owner needs to know about contributing to the Compensation Fund
  • Did you know: COID isn't just about giving your employees compensation? You have to give back to COID each year too. This is your contribution to the fund and it enables COID to keep helping your employees. So when do you make this contribution? How much must you contribute? How do know what to contribute? Don't panic! Today, we're telling you everything you need to know about yo... ››› more
  • [15 September 2014]
  • Warning: COID will say your employee's accident was his fault in these four situations
  • The Compensation Commissioner is very strict about not giving compensation if your employee's accident was his fault. The reason for this is it stops employees having injuries on purpose just so they can get compensation. Otherwise, a lot of people would have accidents, get compensation and then sit at home on the government's money. But there are times your employee causes an accident with... ››› more
  • [12 September 2014]
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