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Here's why you need to warn your employees about causing accidents at work

by , 31 July 2014
If your employees have an accident and suffer an injury on duty he can get compensation. This is thanks to the Compensations for Occupations Injury and Disease Act (COIDA).

For your employee to get compensation he must submit a claim to the compensation fund. The Compensation Commissioner will review his claim and he'll either approve or deny it.

It's more common than you think for the Commissioner to deny claims. If this happens to one of your employees, the reason could be his behaviour...

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If your employee behaved badly and caused the accident he won't get workers' compensation

Let's say your employee was acting the fool at work. He decided to try jump over a railing around a machine. He didn't jump high enough and tripped. He also knocked over a tool station which landed on two other employees' feet.
Your employee broke his arm and shattered his collar bone and the other two employees now have broken feet.
The two employees with broken feet can claim compensation but the employee that caused the accident can't.
The reason is the compensation fund will not pay out if your employee caused the accident.
This is why you must warn your employees about acting badly and causing accidents. Here's what you should tell them...

Here's what you should tell your employees when it comes to their workers' compensation

You must clearly explain that your employees won't get any compensation if they cause the accident.
They can cause accidents if they don't follow safety procedures or if they misbehave at work.
You should also encourage them to report any employees who behave badly so you can intervene before they cause an accident. 
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