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Warning: If you do this COID will reject your claim

by , 01 October 2014
If your employee has an injury at work, he can claim injury compensation. This will normally come from COID. But this isn't always the case.

The Compensation Commissioner rejects more claims than you care to imagine. When this happens, you might have to foot the bill.

To avoid this, you need to be careful of making any mistakes during the claiming process.

In fact, there's one thing you must avoid at all cost or the Commissioner will definitely reject your claim...

 

Here's the one thing you must avoid doing so the Commissioner doesn't reject your claim

 
If your employee dies or is disabled because of an accident, the Commissioner may make your company or mutual association individually liable to pay if you give any false information to COID (COIDA Section 26).
 
This is the one thing you must avoid doing at all costs.
 
There are seven pieces of information you must never lie about or the Commissioner will reject your claim.
 
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Never falsify these seven pieces of information

 
  1. Information about the injury or occupational disease.
  2. Your employee isn't suffering from an injury or occupational disease at the time of notification.
  3. Your employee hasn't had a serious injury or occupational disease in the past.
  4. The death or disablement resulted from aggravation from a previous serious injury or occupational disease.
  5. The death or disablement resulted from your employee refusing to submit to reasonable medical assistance.
  6. The death or disablement resulted from your employee wilfully neglecting to undergo medical assistance.
  7. Whether the death or disablement happened because of the accident or a previous accident.
 
Also remember that if you submit a claim to the Compensation Commissioner and your employee's work contract of service, apprenticeship or learnership of the employee isn't valid, the Commissioner will only pay the claim if the work contract was valid at the time of the accident (COIDA Section 27).
 
It's simple; be honest with the Commissioner and he's less likely to reject your employee's compensation claim and force you to cover the cost.

PS: We strongly recommend you check out the COID Compliance Guide. It has everything you need to fully comply with the COID Act.

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