There's a lot of confusion regarding the Compensation for Occupational Injuries and Diseases Fund (COID). Some employers don't even know that they have to submit their Return of Earnings to the Compensation Commissioner every year. But if you don't, you'll end up incurring harsh penalties. Don't let this happen to you. If you haven't registered for COID, read on to discover the answers to six impo... ››› more
Over the past few weeks, I've received numerous questions to our Health and Safety Helpdesk about injuries on duty (IOD). More specifically, when an injury becomes a reportable injury on duty.
So for today, let me share one of the questions with you and what our Health and Safety Helpdesk expert had to say in response.
Keep reading...You never know, you might be faced with the same situatio... ››› more
Today, we thought we'd remind you what registering for COID means.
And its relevance to your company's health and safety priorities.
Registering with COID is essential for the following reasons:
Keep in mind that COID registration is a legal requirement, even if you employ only one person.
Also remember that if you have more than one company, you must register all of them. You can reg... ››› more
The Compensation for Occupational Injury and Disease Act (COIDA) says you, as an employer, have to register with the compensation fund.
And you must do this even if you only have one employee.
But this isn't the only reason you should register with COID.
The truth is, there are several benefits that come with registering.
If these benefits don't motivate you to comply with the law, ... ››› more
You probably know COID gives your employee compensation if he has an accident at work. You know you need to register as an employer, even if you only have one employee.
You know the Commissioner assesses business each year then charges them a tariff and you have to report any accident to the Commissioner.
You might think you know everything there is to know about COID. But that might not b... ››› more
Let's assume you have construction or manufacturing sites all over Africa. You send out inspectors and representatives from your head office twice a year to make sure everything is running smoothly.
While on site in Namibia, a hammer falls off a shelf and hits your employee on the head.
The accident seriously injuries him and he has to have an emergency operation.
But now you're wonder... ››› more
The Compensation for Occupational Injury or Disease Act (COIDA) works to protect employees that have injuries, or contract diseases, at work.
It basically works as a national workers' insurance. Every employer in South Africa has to register with COID. This is even if you only have one employee.
Then the Compensation Commissioner assesses your business and tells you how much money you have... ››› more
Let's say your employee has an accident with a pressing machine. It crushes part of his hand and breaks all the long bones in his arm.
To save his arm he needs an emergency operation and seven months of physiotherapy and rehabilitation.
All of this leaves him with medical expenses he doesn't even know how to pay for.
This is where COID comes in to give your employee a lifeline.
But... ››› more
While your employees are at work, it's your responsibility to protect them. And if they have an accident, you need to help them get compensation from COID.
But what happens if your employee falls down the stairs and breaks his leg while he's on lunch break?
Will COID give him compensation in this situation? After all, he's technically off duty during lunch, isn't he?
To help you underst... ››› more
When your employee has an injury on duty, you must help him claim for compensation from COID to cover his expenses and any lost income during his recovery.
When you submit this claim, the Compensation Commissioner goes through a whole process to determine whether or not he'll approve the claim.
The Commissioner rejects claims more than you think. During his review process he'll use these gr... ››› more
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