- There are three types of people that can claim money back from COID! Are you one of them?
- The Compensation for Occupational Injury or Disease Act (COIDA) works to protect employees that have injuries, or contract diseases, at work.
It basically works as a national workers' insurance. Every employer in South Africa has to register with COID. This is even if you only have one employee.
Then the Compensation Commissioner assesses your business and tells you how much money you have... ››› more
- [23 December 2014]
- Did your employee's IOD result in serious medical costs? Don't worry, COID can help
- Let's say your employee has an accident with a pressing machine. It crushes part of his hand and breaks all the long bones in his arm.
To save his arm he needs an emergency operation and seven months of physiotherapy and rehabilitation.
All of this leaves him with medical expenses he doesn't even know how to pay for.
This is where COID comes in to give your employee a lifeline.
But... ››› more
- [22 December 2014]
- Did your employee's negligence cause his accident? Here's how COIDA says you must handle this situation
- If your employee has an accident at work he can get compensation from COID. This is because he only had the accident while he's working for you.
But what happens if your employee's negligent at work and doesn't follow your procedures? If this causes an accident, can your employee still claim from COID? Does it still count as an injury on duty (IOD)? Do you still have to report it?
To help y... ››› more
- [22 December 2014]
- Your employee falls down the stairs during lunch and breaks his leg. Will COID pay him compensation?
- While your employees are at work, it's your responsibility to protect them. And if they have an accident, you need to help them get compensation from COID.
But what happens if your employee falls down the stairs and breaks his leg while he's on lunch break?
Will COID give him compensation in this situation? After all, he's technically off duty during lunch, isn't he?
To help you underst... ››› more
- [19 December 2014]
- The doctor booked your employee off work after an IOD. Do you know how to legally treat this sick leave?
- Let's say your employee has an accident with a hand tool and loses three fingers. He has to have an operation to try to repair the damage. Because of this, the doctor books him off for two months.
Now you're a little anxious because your employee only gets 30 days paid sick leave, so how do you handle this situation correctly.
After all, if you treat this injury sick leave incorrectly, you... ››› more
- [18 December 2014]
- Jason died at work! Do you know how to handle the admin of this tragedy?
- It's lunch time on your construction site and your employees are winding down to take their break. While everyone's concentrating on what to have for lunch, disaster strikes.
Jason goes to shut down the machine he was working on. His sleeve catches on the machine and it pulls his arm into the cutting blade.
Sadly, Jason suffers such serious injuries and blood loss, that he dies.
Now your... ››› more
- [17 December 2014]
- If you don't submit Terence's COID claim, he could take you to the CCMA
- Picture this, it's a normal day at work and everyone is working hard. Suddenly, Terence falls of the scaffolding and breaks his leg.
You rush him to the doctor, who, after treating his leg, says he can't work for six weeks. This means Terence qualifies for compensation from COID.
You, as his employer, have a duty to submit his COID claim so he can get that compensation. But it's a busy time... ››› more
- [12 December 2014]
- How much must you pay COID in 2015? Know which category your COID assessment tariffs fall into so you can budget accordingly
- It's not up to you how much you pay COID. Every year, the Compensation Commissioner will assess your business to see how much you must pay. Your COID assessment tariff depends on a number of factors.
Luckily, you can estimate what your payment may be if you understand which COID category you fall under.
Use this checklist of 23 COID categories so you can budget for this expense correctly..... ››› more
- [11 December 2014]
- If Paul's behaviour caused his accident, there are only two situations when COID will pay him compensation
- We've said it over and over again: If your employees cause their own accidents, they won't get compensation from COID.
COID is very strict about this rule. The reason is, if they gave employees compensation after causing their own accident, it would be too easy for people to take advantage.
So let's say your employee Paul is acting the fool. He trips and falls against one of your machines ... ››› more
- [10 December 2014]
- Oh no! The new intern hurt himself at work. Should you report it to COID?
- You have a new intern, John, at work. He doesn't have an official employment contract with you as he's just there over his university holidays.
But then there's an accident and John breaks his leg.
Now you want to find out if John is entitled to workers' compensation even though he's not an official employee? And whether you even have to report it to COID?
Today I'm going to tell you wh... ››› more
- [08 December 2014]
- COIDA isn't there just to protect your employees! It could save your company from a million rand lawsuit
- You know COIDA exists to protect your employees. It gives them access to compensation if they have any kind of workplace accident or injury. It works like a national workers' insurance for injury and disease cover.
But what you may not realise is that COIDA offers you valuable protection too.
There's a clause in the COIDA that protects your company against massive million rand lawsuits.
... ››› more
- [05 December 2014]
- Your employee has an injury on duty and the doctor refuses to treat him. What do you do?
- According to occhealth.co.za, many doctors refuse to treat employees with injuries on duty (IOD) because COID takes so long to pay them.
Because of this, employees often struggle to receive the medical attention they need.
But as their employer, you have a duty to ensure your employee gets treatment for work related injuries.
So if you find yourself in this situation, here's one thin y... ››› more
- [03 December 2014]