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Are your employees covered by the COID fund for injuries during lunch?

by , 30 July 2013
We've received a number of questions about compensation for workers from the Compensation for Occupational Injuries and Diseases (COID) fund.

So today I thought I'd tackle the question of whether an employee is covered by the COID Fund if he's injured during his lunch break!

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Did you know that if you employ even one worker, you must comply with this legislation?

Did you know that if you hire contractors to work on your site or at your workplace that this legislation also applies to you?

If you don't comply with the COID Act you could end up facing criminal prosecution.

I have a solution that'll make sure you comply with all your COID obligations and have the correct paperwork in place!

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Can my employee claim from the Compensation for Occupational Injuries and Diseases fund if they're injured during lunch?

John's employee was injured while playing soccer during his lunch break. He wants to know if he must report this incident to the Compensation Commissioner and whether he can claim from the COID Fund for an injury on duty (IOD).

Here's the answer from our health and safety expert...

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Help! The DoL wants to shut my company down

The DoL called today, out of nowhere… They're arriving in 2 weeks for a health and safety inspection.

I don't have a SHE file and I've never had a risk assessment done on the premises.

The DoL said I could lose my business and face heavy penalties or even imprisonment if I don't pass the inspection.

What do I do? 

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Here's what Nell Brown, our Health and Safety expert had to say...

If your employees play sport for fun during lunch breaks (in this instance, soccer) and they get hurt, this injury will most likely not be covered by the COID fund. The commissioner won't see this as an IOD. But, you must report this injury to the Commissioner.

If you've arranged a team building soccer league during lunch breaks, any injury that occurs will be covered by the COID fund and must be reported as an IOD.

How to report an accident

The Health and Safety Advisor shows you step-by-step how to report an incident and claim for compensation so your employees are always covered for Injury on Dutie (IOD's).

Until next time,

Stay safe.

FSP Business

P.S. Here's how to register with the COID fund to ensure your employees are covered for IOD's!

P.P.S. You can get your questions answered and answer other people's questions - all you have to do is register on the Health and Safety Club,  ts FREE
 

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